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Real estate

I am selling my flat: what fees and taxes will I pay?

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  • You will have to pay the costs of drawing up the technical diagnostics file (Dossier de Diagnostic Technique).
  • If the property is in a co-ownership, you will have to pay the managing agent (syndic) for providing the compulsory documents, and settle the balance of your account on the day of the sale.
  • If an estate agency acted on your behalf, its commission will be paid on the day of the sale.
  • The “frais de notaire” (notaire's costs) are paid in full by the buyer, whether or not you chose to be assisted by your own notaire.
  • On the other hand, the costs (notarial and/or bank) linked to repaying your loan are borne by you.
  • As for taxes, if the property is not your main residence, you may be liable for capital gains tax. However, allowances and exemptions exist. Ask your notaire.
  • The residence tax (taxe d'habitation) is generally due by the occupant on 1 January, whatever the date of the sale.
  • Finally, on the day of the sale, an account will be drawn up according to your agreements with the buyer (co-ownership charges, property tax, any rents, etc.).

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